Finance. Boost your financial know-how.

Individuals, businesses, and Government entities, regardless of size, own, lease or use equipment in various forms. Efficient management of this equipment is critical due to its significant impact on cashflow, the risk of asset obsolescence, and other associated equipment risks. In order to achieve this efficiency, it is imperative that everyone involved is educated and informed about the assets employed in their business. 

This one-day course is designed to provide you with the financial literacy and confidence to understand the fundamentals of equipment leasing, its products, application, risks, benefits and how they are financed. In the face of the dual impact of rising costs and the requirement to use equipment financing as a strategy to lower a business's carbon footprint, understanding equipment financing is increasingly important. The use of leasing finance can ultimately be great for business and the environment.

Aims

The aim of this course is to provide you with a foundational to intermediate understanding of equipment leasing and asset finance (excluding real estate). It covers the range of products available, their application, and the associated features, risks and benefits. 

Participants will gain confidence in managing the assets used in their business, and learn strategies used to optimise accounting treatment, manage asset risk, cashflow considerations and positive environmental factors. 

The course is designed to educate and be beneficial irrespective of whether you are a small business, business owner, currently employed in the finance sector, are contemplating a career in the industry, or simply interested in learning more about this market.

Outcomes

By the end of this course, you should be able to: 

• describe some key leasing products 
• understand equipment finance of participants and their respective markets 
• identify the key features, benefits and differences of each product 
• possess knowledge and foundation of the tax & accounting elements of each product 
• discuss how a lease is priced including associated cashflow considerations 
• identify the main types of asset risk and be aware of approaches to mitigate this risk
• explain how financing equipment could be done in a more sustainable way, that is both good for a business and meets the challenges for society with respect to climate change.

Content

• Summary of the main equipment leasing products such as Finance Lease, Operating Lease, Rental and Hire Purchase 
• Introductory tax and accounting treatments for each product 
• End of lease term options and how these work in practice 
• Why an equipment lease may be beneficial as opposed to a loan or asset ownership 
• Key risks and benefits of equipment leasing 
• Equipment leasing: Interest rates, cashflow and payback analysis 
• How this product can be applied to support Sustainable Finance and Environment, Social and Governance (“ESG”) initiatives and projects 
• Asset or Residual Value risk: what to be aware of and how to mitigate

Intended audience

This course is designed to appeal to a broad array of attendees including:

• small to medium size business owners who manage, use or lease equipment 
• individuals working in finance and banking (retail, commercial and institutional divisions) 
• individuals who already work in the equipment and asset finance markets 
• government and businesses that support public sector equipment leasing contracts and services 
• individuals who procure assets and/or make funding decisions 
• individuals looking to enter this area of banking and finance 
• equipment finance brokers and introducers 
• vehicle fleet managers and manufacturers 
• individuals who manage equipment asset risk.

Prerequisites

None

Delivery style

One-day workshop

Delivery mode

• Face-to-face, presenter-taught workshop
• Online workshop via the platform Zoom

Materials

Any course materials are provided electronically